Specialist finance
Out of the Box Loans for unique vehicles
Need finance for a classic car, grey import, or repaired write-off? Chez Johnson Finance helps clients Australia-wide explore tailored lending options with friendly support and fast pre-approval guidance.
Loan options
Finance solutions that go beyond standard vehicle lending
Some vehicles fall outside standard lending policies, but that does not always mean finance is out of reach. We help you understand your options, prepare a stronger application, and match your situation with lenders that may consider more specialised scenarios.
Classic cars
Looking at a vintage or collector vehicle? We can help with finance options for eligible classic cars, including guidance around valuation, age of vehicle, and lender requirements.
Grey imports
Grey import vehicles can need a more tailored approach. We help assess the vehicle details, supporting documents, and lender fit before you apply.
Repaired write-offs
Finance for repaired write-offs can be more complex. We can help you understand what lenders may need, including inspection, registration, and supporting paperwork.
Personal support
You will get straightforward guidance, responsive communication, and help presenting your application clearly so you can move forward with confidence.
Common questions
Here are a few things clients often ask about Out of the Box Loans.
What is an Out of the Box Loan?
It is a practical term for finance options that may suit vehicles outside standard lending categories, such as classic cars, grey imports, and repaired write-offs.
Can I get pre-approved first?
Yes. We can help you explore pre-approval options so you have a clearer idea of your borrowing position before committing to a purchase.
Do all lenders accept these vehicles?
No. Acceptance depends on the lender, the vehicle type, its age and condition, and your personal financial position.
What documents might I need?
Requirements vary, but you may need identification, income details, bank statements, and vehicle-specific documents such as registration or inspection information.
Can you help if my situation is not straightforward?
Yes. We work with clients in a range of situations and help present applications clearly to lenders that may be a better fit.
How do I get started?
Contact Chez Johnson Finance for a friendly chat about the vehicle you are considering and your finance goals.